Unlock the Value of Your Property Loan Up To 80% of Property Value

Get secured funding against residential, commercial or industrial property for business expansion, working capital, education or personal needs.

Top Bank Offers

Compare Leading Bank Loan Offers

Check interest rate, processing fee, loan amount and choose the most suitable offer with expert support.

#1
Bajaj Housing Finance

Bajaj Housing Finance

Bajaj Housing Finance Loan Against Property

NBFC
Interest Rate 8.99% – 12.00%
Processing Fee Up to 4% of loan amount
Loan Amount As per eligibility and property value
Tenure Up to 18 Years
Apply Now

Bajaj Housing Finance Loan Against Property offers secured funding against residential or commercial property with flexible policy and high-ticket loan support.

  • High ticket funding
  • Fast approval
  • Flexible policy
  • Top-up available
#2
ICICI Bank

ICICI Bank

ICICI Bank Loan Against Property

Private Bank
Interest Rate 9.05% – 13.00%
Processing Fee ₹5900 – ₹11800
Loan Amount As per eligibility and property value
Tenure Up to 15 Years
Apply Now

ICICI Bank Loan Against Property provides secured finance against property with flexible tenure, simple documentation and customized eligibility support.

  • Flexible tenure
  • Quick eligibility
  • Top-up support
  • Property-backed funding
#3
HDFC Bank

HDFC Bank

HDFC Bank Loan Against Property

Private Bank
Interest Rate 8.20% – 13.00%
Processing Fee 0.50%-1.0%
Loan Amount As per eligibility and property value
Tenure Up to 15 Years
Apply Now

HDFC Bank Loan Against Property offers secured funding for business, personal or professional needs with fast processing and flexible repayment options.

  • Fast approval
  • Flexible repayment
  • Doorstep support
  • Secured loan option
#4
Axis Bank

Axis Bank

Axis Bank Loan Against Property

Private Bank
Interest Rate 9.25% – 10.00%
Processing Fee ₹5900 – ₹11800
Loan Amount As per eligibility and property value
Tenure Up to 20 Years
Apply Now

Axis Bank Loan Against Property offers secured funding against eligible property with quick processing, simple documentation and convenient repayment.

  • Simple documentation
  • Flexible tenure
  • Quick processing
  • Secured funding
#5
PNB HFI

PNB HFI

PNB HFI Loan Against Property

Housing Finance Company
Interest Rate 9.00% – 10.75%
Processing Fee Up to 1% of loan amount
Loan Amount As per eligibility and property value
Tenure Up to 15 Years
Apply Now

PNB Housing Finance Loan Against Property offers secured property-backed finance with flexible eligibility and simple documentation support.

  • Housing finance support
  • Flexible eligibility
  • Top-up available
  • Simple documentation
#6
Kotak Mahindra Bank

Kotak Mahindra Bank

Kotak Mahindra Bank Loan Against Property

Private Bank
Interest Rate 9.50% – 12.50%
Processing Fee ₹5000 – ₹11800
Loan Amount As per eligibility and property value
Tenure Up to 15 Years
Apply Now

Kotak Mahindra Bank Loan Against Property offers secured finance for business and personal needs with flexible repayment options.

  • Fast processing
  • Competitive rates
  • Flexible repayment
  • Simple process
#7
IDFC First Bank

IDFC First Bank

IDFC FIRST Bank Loan Against Property

Private Bank
Interest Rate 8.85% – 12.00%
Processing Fee Up to 3% of loan amount
Loan Amount As per eligibility and property value
Tenure Up to 15 Years
Apply Now

IDFC FIRST Bank Loan Against Property offers secured finance with digital process, flexible eligibility and quick approval support.

  • Digital process
  • Quick approval
  • Flexible eligibility
  • Easy documentation
#8
Tata Capital

Tata Capital

Tata Capital Loan Against Property

NBFC
Interest Rate 9.00% – 17.00%
Processing Fee Up to 0.5% of loan amount
Loan Amount As per eligibility and property value
Tenure Up to 15 Years
Apply Now

Tata Capital Loan Against Property provides secured funding against property with flexible policy and quick processing support.

  • Flexible policy
  • Quick processing
  • Secured funding
  • Top-up option
Benefits

Loan Against Property Solutions

Use your property value to get high-ticket secured loan funding with flexible tenure and competitive interest rates.

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High-Value Secured Funding

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Lower Rate Than Unsecured Loans

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Flexible End Use

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Long Repayment Tenure

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Top-Up and Balance Transfer Support

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Property-Based Eligibility Support

Why MyWealthCare

Why Choose MyWealthCare for Loan Against Property?

We help you compare banks, structure your LAP requirement, arrange documentation and get suitable secured funding options.

Bank Comparison

Compare multiple lenders before applying.

Eligibility Guidance

Understand profile fitment before submission.

Document Support

Get a smoother file login experience.

Transparent Process

Clear communication from enquiry to closure.

Loan Schemes

Top Bank Schemes & Offers

Explore common bank-wise features before applying for a suitable loan option.

  • Low interest rate options.
  • Daily reducing balance benefit for home loans.
  • No hidden charges.
  • Prepayment benefits as per bank policy.
  • Concession options for eligible women borrowers.
  • Fast processing support.
  • Flexible repayment options.
  • Digital journey and customer support.
  • Suitable options for salaried and self-employed profiles.
  • Quick pre-approval options.
  • Flexible tenure options.
  • Minimal documentation support for eligible customers.
  • Digital loan tracking and assistance.
  • Competitive rate options.
  • Transparent terms and charges.
  • Longer tenure for eligible products.
  • Suitable for stable income and property-backed profiles.
Expert Guide

Loan Against Property Guide & Key Highlights

Understand lender benefits, eligibility factors and documents before applying.

Interest Rate

  • Rates depend on loan type, profile and lender policy.
  • Credit score and income stability can affect pricing.
  • Existing obligations may impact eligibility.

Eligibility

  • Age, income, employer/business profile and banking history matter.
  • Salaried and self-employed customers can apply.
  • Final approval depends on bank policy.

Documents Required

  • PAN card and Aadhaar card.
  • Income proof, salary slips or ITRs.
  • Bank statements and property papers where applicable.

Processing Support

  • Eligibility check before application.
  • Document review and lender comparison.
  • Regular status coordination during processing.

Key Features

This loan product helps customers meet important financial goals with structured repayment, bank comparison support and professional assistance. Final interest rate, loan amount, tenure and charges depend on the lender policy and customer profile.

Eligibility Overview

Applicants are generally evaluated based on age, income stability, credit score, existing loans, employer or business profile, banking conduct and product-specific requirements.

Documents Required

Common documents include PAN card, Aadhaar card, income proof, bank statements, employment or business proof and any additional documents requested by the lender.

FAQs

Frequently Asked Questions

Clear answers to common questions before you start your loan application.

Loan Against Property is a secured loan where you mortgage your residential, commercial or industrial property to get funds for business, personal, education, medical or other financial needs.

Loan Against Property interest rates usually start from around 8.75% to 9.00% per annum, depending on bank policy, property type, borrower profile, CIBIL score and income eligibility.

Loan amount depends on property market value, property type, income, repayment capacity and lender policy. Many lenders offer funding up to 60% to 80% of property value.

Banks may accept residential property, commercial property, rented property, self-occupied property, industrial property, shop, office or plot with construction, subject to legal and technical approval.

Loan Against Property tenure is usually available up to 15 or 20 years, depending on lender policy, borrower age, property type and income profile.

Basic documents include KYC, income proof, bank statement, business proof if self-employed, property chain documents, registry, approved map if applicable, electricity bill and other legal documents.

Yes, self-employed professionals, traders, manufacturers, shop owners, business owners and service providers can apply for LAP based on income, banking, property value and repayment capacity.

Apply With Confidence

Need help choosing the right bank offer?

Speak with MyWealthCare and get guided support for eligibility, documentation and lender comparison.

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