Get Your Dream Home Loan with MyWealthCare Rate Starting From 7.10%

Apply for a home loan with trusted bank partners, low interest rates, fast approval, maximum funding and complete documentation support.

Top Bank Offers

Compare Leading Bank Loan Offers

Check interest rate, processing fee, loan amount and choose the most suitable offer with expert support.

#1
State Bank of India

State Bank of India

SBI Home Loan Offer

Public Sector Bank
Interest Rate 7.25% – 8.95%
Processing Fee ₹0 – ₹11800
Loan Amount Up to 90% of property value
Tenure Up to 30 Years

Affordable home loan with long tenure, low EMI and transparent processing.

  • Low interest rate
  • Long repayment tenure
  • Overdraft/MaxGain option
  • No prepayment penalty
#2
Central Bank of India

Central Bank of India

Central Bank Loan Offer

Public Sector Bank
Interest Rate 7.10% – 9.10%
Processing Fee ₹0 – ₹11800
Loan Amount Up to 90% of property value
Tenure Up to 30 Years

description

  • Affordable rates
  • Long repayment tenure
  • Low processing charges
  • Public sector bank support
#3
Bank of Baroda

Bank of Baroda

Bank of Baroda Home Loan Offer

Public Sector Bank
Interest Rate 7.20% – 9.20%
Processing Fee ₹5900 – ₹10080
Loan Amount Up to 90% of property value
Tenure Up to 30 Years

Public sector bank home loan with affordable EMI options.

  • Public sector bank trust
  • Affordable EMI
  • Long tenure
  • Transparent charges
#4
Bank of India

Bank of India

Bank of India Home Loan Offer

Public Sector Bank
Interest Rate 7.10% – 8.85%
Processing Fee ₹2500 – ₹20000
Loan Amount Up to 90% of property value
Tenure Up to 30 Years

Home loan solution with competitive rates and long repayment tenure.

  • Competitive interest rate
  • Long repayment tenure
  • Simple approval
  • Trusted bank
#5
Union Bank of India

Union Bank of India

Union Bank Home Loan Offer

Public Sector Bank
Interest Rate 7.15% – 9.75%
Processing Fee ₹0 – ₹15000
Loan Amount Up to 90% of property value
Tenure Up to 30 Years

Home loan with flexible repayment and public sector bank trust.

  • Low charges
  • Long tenure
  • Flexible repayment
  • Public sector bank support
#6
Bank of Maharashtra

Bank of Maharashtra

Bank of Maharashtra Loan Offer

Public Sector Bank
Interest Rate 7.10% – 9.40%
Processing Fee ₹0 – ₹11800
Loan Amount Up to 90% of property value
Tenure Up to 30 Years

Bank of Maharashtra home loan with competitive interest rates, flexible repayment tenure and transparent processing.

  • Competitive rates
  • Flexible tenure
  • Simple documentation
  • Transparent process
#7
IDBI Bank

IDBI Bank

IDBI Bank Loan Offer

Private Bank
Interest Rate 7.75% – 10.35%
Processing Fee ₹5900 – ₹11800
Loan Amount Up to 90% of property value
Tenure Up to 30 Years

Home loan with flexible repayment and public sector bank trust.

  • Public sector bank trust
  • Flexible repayment
  • Easy documentation
  • Long tenure
#8
HDFC Bank

HDFC Bank

HDFC Home Loan Offer

Private Bank
Interest Rate 7.15% – 9.0%
Processing Fee ₹0 – ₹5900
Loan Amount Up to 90% of property value
Tenure Up to 30 Years

Fast home loan approval with flexible repayment options.

  • Fast approval
  • Flexible repayment options
  • Doorstep documentation
  • Top-up loan available
#9
Bajaj Housing Finance

Bajaj Housing Finance

Bajaj Housing Home Loan Offer

NBFC
Interest Rate 7.20% – 17.0%
Processing Fee Upto to 4% of loan amount
Loan Amount As per eligibility and property value
Tenure Up to 30 Years

Housing finance option for high-ticket home loan requirements.

  • High ticket loan
  • Fast approval
  • Flexible policy
  • Top-up available
#10
ICICI Bank

ICICI Bank

ICICI Home Loan Offer

Private Bank
Interest Rate 7.30% – 8.50%
Processing Fee ₹5900 – ₹11800
Loan Amount Up to 90% of property value
Tenure Up to 30 Years

Home loan solutions for salaried and self-employed customers.

  • Quick eligibility check
  • Digital process
  • Flexible EMI options
  • Top-up facility
#11
Axis Bank

Axis Bank

Axis Bank Home Loan Offer

Private Bank
Interest Rate 7.30% – 8.50%
Processing Fee ₹5900 – ₹11800
Loan Amount Up to 90% of property value
Tenure Up to 30 Years

Attractive home loan option with quick processing and flexible tenure.

  • Quick processing
  • Simple documentation
  • Flexible repayment
  • Competitive interest rates
#12
LIC Housing Finance

LIC Housing Finance

LIC Housing Home Loan Offer

Housing Finance Company
Interest Rate 7.15% – 9.0%
Processing Fee ₹5900 – ₹11800
Loan Amount Up to 90% of property value
Tenure Up to 30 Years

Housing finance option with trusted brand support.

  • Trusted housing finance brand
  • Long tenure
  • Flexible EMI
  • Property finance support
#13
PNB HFI

PNB HFI

PNB HFI Home Loan Offer

Housing Finance Company
Interest Rate 8.50% – 15.0%
Processing Fee ₹0 – ₹11800
Loan Amount As per eligibility and property value
Tenure Up to 30 Years

PNB Housing Finance home loan option for salaried and self-employed customers with flexible eligibility and easy documentation.

  • Flexible eligibility
  • Housing finance support
  • Top-up available
  • Simple documentation
#14
Kotak Mahindra Bank

Kotak Mahindra Bank

Kotak Mahindra Bank Home Loan Offer

Private Bank
Interest Rate 7.50% – 9.0%
Processing Fee ₹5000 – ₹11800
Loan Amount Up to 90% of property value
Tenure Up to 30 Years

Kotak Mahindra Bank home loan with competitive rates, fast processing and flexible repayment options.

  • Fast processing
  • Competitive rates
  • Flexible repayment
  • Digital support
#15
Federal Bank

Federal Bank

Federal Bank Home Loan Offer

Private Bank
Interest Rate 8.65% – 10.25%
Processing Fee ₹5900 – ₹15000
Loan Amount Up to 90% of property value
Tenure Up to 30 Years

Federal Bank home loan solution with simple documentation, flexible tenure and attractive interest rate options.

  • Simple documentation
  • Flexible tenure
  • Attractive rates
  • Quick eligibility check
#16
IDFC First Bank

IDFC First Bank

IDFC First Bank Home Loan Offer

Private Bank
Interest Rate ₹8.85% – 12%
Processing Fee UP TO 3% OF LOAN AMOUNT
Loan Amount As per eligibility and property value
Tenure Up to 30 Years

IDFC FIRST Bank home loan with digital process, flexible eligibility and quick approval support.

  • Digital process
  • Quick approval
  • Flexible eligibility
  • Easy documentation
#17
Tata Capital

Tata Capital

Tata Capital Home Loan Offer

NBFC
Interest Rate 7.99% – 10.55%
Processing Fee UP TO 0.5% OF LOAN AMOUNT
Loan Amount As per eligibility and property value
Tenure Up to 30 Years

Tata Capital home loan option with flexible policy, quick processing and suitable funding support as per eligibility.

  • Flexible policy
  • Quick processing
  • Top-up option
  • Easy documentation
#18
RBL Bank

RBL Bank

RBL Bank Home Loan Offer

Private Bank
Interest Rate 9.0 – 12.0%
Processing Fee Up to 1.25% of loan amount
Loan Amount As per eligibility and property value
Tenure Up to 30 Years

RBL Bank home loan solution with flexible eligibility, simple process and repayment options as per customer profile.

  • Flexible eligibility
  • Simple process
  • Repayment flexibility
  • Customer profile based funding
#19
Gic Housing Finance

Gic Housing Finance

Gic Housing Finance Home Loan Offer

Housing Finance Company
Interest Rate 8.25% – 12%
Processing Fee Up to 1% of loan amount
Loan Amount As per eligibility and property value
Tenure Up to 30 Years

GIC Housing Finance home loan option with easy documentation, competitive rates and flexible repayment tenure.

  • Housing finance support
  • Competitive rates
  • Flexible tenure
  • Easy documentation
#20
Godrej Housing Finance

Godrej Housing Finance

Godrej Housing Finance Home Loan Offer

Housing Finance Company
Interest Rate 7.55% – 13%
Processing Fee ₹0 – ₹11800
Loan Amount As per eligibility and property value
Tenure Up to 30 Years

Godrej Housing Finance home loan with simple process, flexible eligibility and customer-friendly repayment options.

  • Customer-friendly process
  • Flexible eligibility
  • Simple documentation
  • Quick support
#21
L&T finance

L&T finance

L&T finance Home Loan Offer

Housing Finance Company
Interest Rate 7.65% – 15%
Processing Fee Up to 3% of loan amount
Loan Amount As per eligibility and property value
Tenure Up to 20 Years

L&T Finance home loan option with flexible policy, quick processing and funding support as per eligibility.

  • Flexible policy
  • Quick processing
  • Funding support
  • Easy repayment options
#22
IIFL Housing Finance

IIFL Housing Finance

IIFL Housing Finance Home Loan Offerif

Housing Finance Company
Interest Rate 8.75% – 12%
Processing Fee Up to 1.75% of loan amount
Loan Amount As per eligibility and property value
Tenure Up to 30 Years

IIFL Housing Finance home loan solution with flexible eligibility, fast approval and support for different income profiles.

  • Flexible income policy
  • Fast approval
  • Top-up available
  • Multiple profile support
#23
Yes Bank

Yes Bank

Yes Bank Home Loan Offer

Private Bank
Interest Rate 9.0% – 12%
Processing Fee Up to 1% of loan amount
Loan Amount As per eligibility and property value
Tenure Up to 30 Years

Yes Bank home loan with competitive interest rates, simple documentation and flexible repayment options.

  • Competitive rates
  • Simple documentation
  • Flexible repayment
  • Quick processing
#24
Bandhan Bank

Bandhan Bank

Bandhan Bank Home Loan Offer

Private Bank
Interest Rate 7.80% – 9.0%
Processing Fee Up to 0.25% of loan amount
Loan Amount Up to 90% of property value
Tenure Up to 30 Years

Bandhan Bank home loan option with attractive rates, flexible tenure and easy documentation support.

  • Attractive rates
  • Flexible tenure
  • Easy documentation
  • Customer support
#25
Aavash housing finance

Aavash housing finance

Aavash housing finance Home Loan Offer

Housing Finance Company
Interest Rate 10% – 14%
Processing Fee Up to 1% of loan amount
Loan Amount Up to 90% of property value
Tenure Up to 30 Years

Aavas Housing Finance home loan option for salaried, self-employed and informal income customers with flexible policy support.

  • Informal income support
  • Flexible policy
  • Affordable EMI
  • Simple documentation
#26
Aaadhar housing finance

Aaadhar housing finance

Aaadhar housing finance

Housing Finance Company
Interest Rate 9.50% – 13%
Processing Fee Up to 1% of loan amount
Loan Amount Up to 90% of property value
Tenure Up to 30 Years

Aadhar Housing Finance home loan solution with simple documentation, flexible eligibility and affordable EMI options.

  • Affordable housing support
  • Simple documentation
  • Flexible eligibility
  • Easy EMI
#27
Aditya Birla

Aditya Birla

aditya birla home loan

NBFC
Interest Rate 7.60% – 11%
Processing Fee 0.30%
Loan Amount As per eligibility and property value
Tenure Up to 30 Years

Aditya Birla Housing Finance Limited offers home loan solutions for customers planning to purchase,

  • Competitive rates
  • Flexible eligibility
  • Easy documentation
  • Quick processing
#28
Shubham housing finance

Shubham housing finance

Shubham housing finance Home Loan Offer

Housing Finance Company
Interest Rate 10% – 15%
Processing Fee Up to 1% of loan amount
Loan Amount Up to 90% of property value
Tenure Up to 30 Years

Shubham Housing Finance home loan option with flexible income assessment and funding support for eligible customers.

  • Flexible income assessment
  • Easy documentation
  • Affordable EMI
  • Quick support
#29
True home finance

True home finance

True home finance Home Loan Offer

Housing Finance Company
Interest Rate 9.50% – 14%
Processing Fee Up to 1% of loan amount
Loan Amount Up to 90% of property value
Tenure Up to 30 Years

True Home Finance home loan solution with flexible eligibility, simple processing and long repayment tenure.

  • Flexible eligibility
  • Simple processing
  • Long tenure
  • Affordable repayment
#30
DCB bank

DCB bank

DCB bank Hoem LOan Offer

Private Bank
Interest Rate 9.50% – 13%
Processing Fee Up to 1% of loan amount
Loan Amount As per eligibility and property value
Tenure Up to 30 Years

DCB Bank home loan option with competitive rates, flexible repayment and simple documentation support.

  • Competitive rates
  • Flexible repayment
  • Simple documentation
  • Customer profile based funding
Benefits

Best Home Loan Offers in India

Compare home loan offers from leading banks and get expert guidance for property purchase, builder floor, resale property and ready-to-move homes.

Low Interest Rate Options

Funding Up to 90%

Long Repayment Tenure

Support for Multiple Property Types

End-to-End Loan Assistance

No Hidden Guidance Charges

Why MyWealthCare

Why Choose MyWealthCare for Home Loan?

We help you compare multiple banks, check eligibility, reduce documentation stress and complete your home loan journey with transparent support.

Bank Comparison

Compare multiple lenders before applying.

Eligibility Guidance

Understand profile fitment before submission.

Document Support

Get a smoother file login experience.

Transparent Process

Clear communication from enquiry to closure.

Loan Schemes

Top Bank Schemes & Offers

Explore common bank-wise features before applying for a suitable loan option.

  • Low interest rate options.
  • Daily reducing balance benefit for home loans.
  • No hidden charges.
  • Prepayment benefits as per bank policy.
  • Concession options for eligible women borrowers.
  • Fast processing support.
  • Flexible repayment options.
  • Digital journey and customer support.
  • Suitable options for salaried and self-employed profiles.
  • Quick pre-approval options.
  • Flexible tenure options.
  • Minimal documentation support for eligible customers.
  • Digital loan tracking and assistance.
  • Competitive rate options.
  • Transparent terms and charges.
  • Longer tenure for eligible products.
  • Suitable for stable income and property-backed profiles.
Expert Guide

Home Loan Guide & Key Highlights

Understand lender benefits, eligibility factors and documents before applying.

Interest Rate

  • Rates depend on loan type, profile and lender policy.
  • Credit score and income stability can affect pricing.
  • Existing obligations may impact eligibility.

Eligibility

  • Age, income, employer/business profile and banking history matter.
  • Salaried and self-employed customers can apply.
  • Final approval depends on bank policy.

Documents Required

  • PAN card and Aadhaar card.
  • Income proof, salary slips or ITRs.
  • Bank statements and property papers where applicable.

Processing Support

  • Eligibility check before application.
  • Document review and lender comparison.
  • Regular status coordination during processing.

Key Features

This loan product helps customers meet important financial goals with structured repayment, bank comparison support and professional assistance. Final interest rate, loan amount, tenure and charges depend on the lender policy and customer profile.

Eligibility Overview

Applicants are generally evaluated based on age, income stability, credit score, existing loans, employer or business profile, banking conduct and product-specific requirements.

Documents Required

Common documents include PAN card, Aadhaar card, income proof, bank statements, employment or business proof and any additional documents requested by the lender.

FAQs

Frequently Asked Questions

Clear answers to common questions before you start your loan application.

A home loan is a secured loan provided by banks or NBFCs to purchase, construct, renovate or transfer a residential property. The property is kept as security until the loan is repaid.

Home loan interest rates usually start from around 7.10% per annum, depending on bank policy, CIBIL score, income profile, loan amount, property type and eligibility.

You can generally get funding up to 90% of the property value, depending on the loan amount, property type, income, repayment capacity and bank policy.

Most banks offer home loan tenure up to 30 years, subject to the borrower age, retirement age, income profile and lender policy.

Basic documents include PAN card, Aadhaar card, income proof, bank statement, property documents, employment or business proof and photographs. Exact documents depend on your profile and property type.

Yes, self-employed professionals, business owners, traders, shop owners and service providers can apply for home loan based on ITR, banking, business stability and property eligibility.

MyWealthCare provides transparent loan guidance and helps customers compare banks, check eligibility, arrange documents and coordinate loan approval and disbursement.

Apply With Confidence

Need help choosing the right bank offer?

Speak with MyWealthCare and get guided support for eligibility, documentation and lender comparison.

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